Every year students tell me the same thing: “Sir, I know the topics, but I don’t know what to *write* in 15 minutes.” That is the real problem in the RBI Grade B ESI descriptive paper. You have to attempt 4 questions in 90 minutes, and each answer is around 150–200 words. This answer bank shows you, topic by topic, what a good answer looks like.
How this answer bank works
There are 30 model answers in 6 posts, 5 answers each:
| Part | Theme | Read |
|---|---|---|
| 1 | Inflation and monetary policy | Inflation answers |
| 2 | Rupee, BoP and external sector | Rupee and external sector answers |
| 3 | Employment, labour and skills | Employment answers |
| 4 | Budget, fiscal policy and federalism | Budget and fiscal answers |
| 5 | Climate change and climate finance | Climate finance answers |
| 6 | Financial inclusion, agriculture and social sector | Social sector answers |
Each answer uses 2025–26 data that you can quote in the 2027 exam. Where a figure is uncertain, it is marked “approx”.
The 4-part method I teach for every ESI answer
- Opening line (1–2 sentences): define the term or state the issue with one fresh number. Example: “CPI inflation rose to 5.54% in September 2026, above RBI’s 4% target.”
- Body (3–4 points): causes, effects or measures. Use short sub-heads or numbered points. Examiners scan quickly; make it easy for them.
- One example or scheme: a real policy (PLI, PM-KISAN, Green Bonds) shows you know the Indian context.
- Way forward (1–2 lines): balanced and practical. End positively, never with a list of problems.
Common mistakes I see in answer sheets
- Writing 300 words for a 150-word question. You lose time for the next answer, and the extra words rarely earn marks.
- No data. One or two correct numbers make an answer look like an officer’s note, not an essay.
- Old data. Quoting 2019 inflation in 2027 tells the examiner you didn’t revise. Update figures from the latest Economic Survey and Budget.
- Only problems, no solutions. RBI wants policy thinkers. Always end with measures.
- Ignoring the question word. “Examine” needs both sides; “Suggest measures” needs mostly solutions; “Explain” needs causes and mechanism.
How to practise with this bank
- Week 1: read one part a day and underline the structure (opening, points, example, way forward).
- Week 2: cover the model answer, write your own in 12 minutes, then compare.
- Week 3 onwards: take new questions from the daily news and write 2 answers a day.
Related reading
These are model answers written by the SyllabusBox Team for practice. Your own answer should use the latest data available on exam day.
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