Exam guides & notes
Teacher-style notes for RBI, SEBI, bank and SSC exams. Most posts end with a quiz.

SARFAESI Act, IBC and Debt Recovery Tribunals Explained: How Banks Recover Bad Loans (+ Quiz)
Bad-loan recovery laws for bank exams: SARFAESI Act 2002 steps and thresholds, Debt Recovery Tribunals, the Insolvency and Bankruptcy Code 2016 (CIRP…
10 Nov 2026 · 6 min read

Reserve Bank of India: History, Functions, Structure and Key Sections of the RBI Act (+ Quiz)
Everything about the Reserve Bank of India for bank exams: history from the Hilton Young Commission, nationalisation, Governors, Central Board, functions, subsidiaries,…
10 Nov 2026 · 6 min read

Important Constitutional Amendments of India: 1st to 106th List for Exams (+ Quiz)
The most important Constitutional Amendment Acts of India from the 1st (1951) to the 106th (2023) with year and key change, plus…
9 Nov 2026 · 6 min read

Important Articles of the Indian Constitution: Part-wise List for Exams (+ Quiz)
The most important Articles of the Indian Constitution arranged part-wise: Fundamental Rights, DPSP, Fundamental Duties, President, Parliament, Judiciary, emergency and amendment provisions,…
9 Nov 2026 · 6 min read

Major Dams in India and Their Rivers: State-wise List with Records (+ Quiz)
The most asked dams of India with their river and state, record holders (highest, longest, oldest), river origins and key multipurpose projects.…
9 Nov 2026 · 5 min read

Tiger Reserves in India State-wise List (58) and Famous National Parks (+ Quiz)
The complete state-wise list of all 58 tiger reserves in India, the latest ones added, largest and smallest, plus famous national parks…
9 Nov 2026 · 5 min read

Financial Inclusion Schemes in India: PMJDY, PMSBY, PMJJBY, APY, MUDRA, Stand-Up India, PM SVANidhi (+ Quiz)
All major financial inclusion schemes for bank exams in one place: launch dates, eligibility age, premium, cover amounts, loan limits and the…
9 Nov 2026 · 6 min read

Payments Banks vs Small Finance Banks: Differences, Capital, Rules and Full List (+ Quiz)
Payments banks and small finance banks compared for bank exams: committee, minimum capital, deposit limits, lending rules, PSL targets, the list of…
9 Nov 2026 · 5 min read

Types of Banks in India: Structure, Scheduled vs Non-Scheduled, PSBs, RRBs, Co-operative Banks (+ Quiz)
The structure of the Indian banking system for bank exams: central bank, scheduled and non-scheduled banks, public, private and foreign banks, RRBs…
9 Nov 2026 · 5 min read

NPA and Asset Classification Explained: SMA, Substandard, Doubtful, Loss and Provisioning (+ Quiz)
Non-Performing Assets for bank exams: when a loan becomes an NPA, SMA-0/1/2, substandard, doubtful and loss assets, provisioning rates, upgradation rules, the…
9 Nov 2026 · 6 min read

Repo Rate, Reverse Repo, SDF, MSF, Bank Rate, CRR and SLR Explained (Current Rates + Quiz)
All RBI policy rates and reserve ratios explained simply for bank exams: repo, reverse repo, SDF, MSF, bank rate, CRR and SLR…
9 Nov 2026 · 6 min read

UPI, NEFT, RTGS and IMPS: Differences Explained (Limits, Timings, Operators)
A clear comparison of India's four main digital payment systems for bank exams: who runs them, when they started, settlement type, limits,…
9 Nov 2026 · 3 min read