The structure of the Indian banking system for bank exams: central bank, scheduled and non-scheduled banks, public, private and foreign banks, RRBs after One State One RRB, small finance and payments banks, co-operative banks and development financial institutions, with a 10-question quiz.
Non-Performing Assets for bank exams: when a loan becomes an NPA, SMA-0/1/2, substandard, doubtful and loss assets, provisioning rates, upgradation rules, the new ECL framework from April 2027 and a 10-question quiz.
All RBI policy rates and reserve ratios explained simply for bank exams: repo, reverse repo, SDF, MSF, bank rate, CRR and SLR with current values, how they work, past changes and a 10-question quiz.
A clear comparison of India’s four main digital payment systems for bank exams: who runs them, when they started, settlement type, limits, timings and when to use which.
Priority Sector Lending for bank exams: the eight PSL categories, targets and sub-targets for commercial banks, foreign banks, RRBs, SFBs and UCBs under the 2025 directions, key loan limits and PSL certificates.
Basel III explained simply for bank exams: why it was created, the three pillars, capital ratios (international vs RBI norms), CCB, CCyB, LCR, NSFR, leverage ratio and D-SIBs.
Everything about RBI’s Monetary Policy Committee for exams: legal basis, six members, quorum and voting, how it sets the repo rate, the 4% inflation target for 2026–31, and the latest decision.
What an RBI Assistant earns and does: approx basic pay and in-hand salary, allowances, perks, daily work in RBI offices, and the promotion path to officer grades.
RBI Grade B and NABARD Grade A are the two most prestigious officer exams in banking regulation and development. A clear comparison of eligibility, exam pattern, salary, work and overlap.
A practical plan for RBI Grade B Phase-II: the exact pattern of ESI and FM, what to read, how to write typed descriptive answers, and a 10-week schedule.