Government schemes appear in every General Awareness paper, and in RBI Grade B and NABARD they are asked in detail. This page groups 60+ Central schemes by theme so you can revise fast. The banking and insurance schemes are explained in depth in our financial inclusion schemes guide .
Benefit amounts and deadlines change with each Budget. Figures here are as reported up to November 2026.
Banking, finance and social security
Scheme Year Ministry Key benefit PM Jan Dhan Yojana 2014 Finance Zero-balance accounts, RuPay card, ₹10,000 overdraft PM Suraksha Bima Yojana 2015 Finance ₹2 lakh accident cover for ₹20 a year PM Jeevan Jyoti Bima Yojana 2015 Finance ₹2 lakh life cover for ₹436 a year Atal Pension Yojana 2015 Finance (PFRDA) ₹1,000–5,000 monthly pension after 60 PM MUDRA Yojana 2015 Finance Loans up to ₹20 lakh (Shishu, Kishore, Tarun, Tarun Plus) Stand-Up India 2016 Finance ₹10 lakh–₹1 crore for SC/ST and women entrepreneurs Sukanya Samriddhi Yojana 2015 Finance Savings scheme for a girl child PM SVANidhi 2020 Housing & Urban Affairs Loans to street vendors; extended to 2030 PM Vishwakarma 2023 MSME Loans up to ₹3 lakh, toolkit and training for 18 traditional trades PM Shram Yogi Maan-dhan 2019 Labour ₹3,000 monthly pension for unorganised workers e-Shram 2021 Labour National database of unorganised workers
Employment and skills
Scheme Year Ministry Key benefit VB-G RAM G (Viksit Bharat Guarantee for Rozgar and Ajeevika Mission (Gramin))Act 2025; in force 1 July 2026 Rural Development 125 days of guaranteed rural wage work (replaced MGNREGA , 2005, which gave 100 days); Centre–state funding 60:40 (90:10 for NE and Himalayan states)PM Viksit Bharat Rozgar Yojana 2025 Labour Incentives for first-time employees and employers to create jobs (approx ₹1 lakh crore outlay) Skill India / PMKVY 2015 Skill Development Short-term skill training and certification PM Internship Scheme 2024 Corporate Affairs Internships in top companies with a monthly stipend (approx ₹5,000) Deendayal Antyodaya Yojana–NRLM 2011 (renamed 2016) Rural Development Self-help groups; Lakhpati Didi target of 3 crore women Agnipath 2022 Defence 4-year service as Agniveers in the armed forces
Agriculture
Scheme Year Ministry Key benefit PM-KISAN 2019 Agriculture ₹6,000 a year in three instalments PM Fasal Bima Yojana 2016 Agriculture Crop insurance; farmer premium 2% (kharif), 1.5% (rabi), 5% (commercial) Soil Health Card 2015 Agriculture Soil testing and nutrient advice; launched at Suratgarh, Rajasthan PM Krishi Sinchayee Yojana 2015 Jal Shakti / Agriculture “Har Khet Ko Pani”, “Per Drop More Crop” e-NAM 2016 Agriculture Online national agricultural market PM-KUSUM 2019 New & Renewable Energy Solar pumps for farmers Kisan Credit Card 1998 Finance / NABARD Short-term crop credit; limit under interest subvention raised to ₹5 lakh (2025) PM Dhan-Dhaanya Krishi Yojana 2025 Agriculture Boost farm productivity in 100 low-performing districts Agriculture Infrastructure Fund 2020 Agriculture ₹1 lakh crore financing for post-harvest infrastructure
Health and nutrition
Scheme Year Ministry Key benefit Ayushman Bharat PM-JAY 2018 Health ₹5 lakh health cover per family a year; extended to all citizens aged 70+ (Ayushman Vay Vandana, 2024) Ayushman Bharat Digital Mission 2021 Health Digital health ID (ABHA) Mission Indradhanush 2014 Health Full immunisation of children and pregnant women PM Matru Vandana Yojana 2017 Women & Child Cash benefit for pregnant and lactating women POSHAN Abhiyaan 2018 Women & Child Nutrition mission; launched at Jhunjhunu, Rajasthan PM POSHAN 2021 Education Hot cooked meals in schools (earlier Mid-Day Meal) PM Bhartiya Janaushadhi Pariyojana 2008 (relaunched 2015) Chemicals & Fertilizers Low-cost generic medicines
Women and children
Scheme Year Ministry Key benefit Beti Bachao Beti Padhao 2015 Women & Child Improve child sex ratio; launched at Panipat PM Ujjwala Yojana 2016 Petroleum Free LPG connections; launched at Ballia, UP Mission Shakti 2022 Women & Child Safety and empowerment of women Mission Vatsalya 2022 Women & Child Child protection services
Housing, water and urban
Scheme Year Ministry Key benefit PM Awas Yojana (Urban / Gramin) 2015 / 2016 Housing / Rural Development Housing for all; PMAY-U 2.0 approved in 2024 Swachh Bharat Mission 2014 Jal Shakti / Housing Open-defecation-free India Jal Jeevan Mission 2019 Jal Shakti Tap water to every rural home (extended to 2028, approx) AMRUT 2015 Housing & Urban Affairs Water supply and sewerage in cities Smart Cities Mission 2015 Housing & Urban Affairs 100 smart cities PM SVAMITVA 2020 Panchayati Raj Property cards for rural homes using drones PM Garib Kalyan Anna Yojana 2020 Consumer Affairs, Food Free foodgrains to about 81 crore people (extended for 5 years from January 2024)
Industry, trade and startups
Scheme Year Ministry Key benefit Make in India 2014 Commerce (DPIIT) Manufacturing push; lion logo Startup India 2016 Commerce (DPIIT) Tax benefits and support for startups Production Linked Incentive (PLI) 2020 Various Incentives on extra production in 14 sectors PM Gati Shakti 2021 Multiple (Commerce) National master plan for infrastructure Bharatmala / Sagarmala 2017 / 2015 Road Transport / Shipping Highways / port-led development UDAN 2016 Civil Aviation Affordable regional flights; first flight Shimla–Delhi (2017) Atal Innovation Mission 2016 NITI Aayog Atal Tinkering Labs and incubators
Energy and environment
Scheme Year Ministry Key benefit PM Surya Ghar Muft Bijli Yojana 2024 New & Renewable Energy Rooftop solar for 1 crore homes ; up to 300 units free power a month National Green Hydrogen Mission 2023 New & Renewable Energy 5 MMT green hydrogen a year by 2030 PM E-DRIVE 2024 Heavy Industries EV subsidies (replaced FAME-II) PM-eBus Sewa 2023 Housing & Urban Affairs 10,000 electric buses for cities Namami Gange 2014 Jal Shakti Cleaning the Ganga
Technology and education
Scheme Year Ministry Key benefit Digital India 2015 Electronics & IT Digital infrastructure and services IndiaAI Mission 2024 Electronics & IT AI compute, datasets and startups (₹10,372 crore) National Quantum Mission 2023 Science & Technology Quantum technologies (₹6,003 crore) PM SHRI Schools 2022 Education 14,500+ model schools under NEP 2020 PM Vidyalaxmi 2024 Education Collateral-free education loans for students of top institutions
Exam-ready one-liners
VB-G RAM G replaced MGNREGA from 1 July 2026 and guarantees 125 days of work.
PM-KISAN: ₹6,000 a year in three instalments (2019).
Ayushman Bharat PM-JAY: ₹5 lakh per family; all senior citizens aged 70+ covered since 2024.
PM Surya Ghar: rooftop solar for 1 crore homes, up to 300 free units a month.
PM Dhan-Dhaanya Krishi Yojana covers 100 low-productivity districts.
Ujjwala was launched at Ballia; Beti Bachao Beti Padhao at Panipat; POSHAN Abhiyaan at Jhunjhunu.
PM Vishwakarma covers 18 traditional trades.
PM E-DRIVE replaced FAME-II for EV subsidies.
Related reading
Quiz: test yourself
Scheme details change with each Budget and cabinet decision; check the ministry’s official site before your exam.
